Is there any advantage to putting money into a CD rather than a regular...
Question: Hi, I was wondering if there is any advantage to putting money into a CD versus a regular savings account (like Emigrant Direct or ING) if the rates are same or very close. On the one hand, a...
View ArticleWhen do you pay tax on a CD?
Question: Hi, I was wondering if there is any advantage to putting money into a CD versus a regular savings account (like Emigrant Direct or ING) if the rates are same or very close. On the one hand, a...
View ArticleWhat does it mean to be “upside down” on a loan?
Q: What does it mean to be “upside down” on a loan? I keep hearing this term on talk radio shows. (Like Dave Ramsey.) A: Usually used in the context of car loans, the term “upside down” means that the...
View ArticleTop 10 Highest Paying Careers
Looking to make a career change so you can start making the big bucks? Are you a college student trying to pick a major? Are you just plain nosey about how much money your neighbor really makes?...
View ArticleMost Expensive Zip Codes in the U.S.
Looking to move on up? If so, you’ve better have a lot of case on hand. According to Forbes magazine, the median price tag of a home in the most expensive zip code in the US (94027, (Atherton, CA)...
View ArticleMy sudden jump in FICO credit score
What’s in a credit score? Good question. A FICO credit score is a single number that, in theory, quantifies your creditworthiness. In practice, however, it doesn’t always work out like that. Comprised...
View ArticleAnother Reason to not use Gift Cards
Reports have retailer Sharper Image, currently undergoing a bankruptcy, is refusing to honor gift cards both in both its retail stores and online. If you really needed another reason to stay far, far...
View Article10% Of Customers Pay 90% Of Bank Overdraft Fees
Ever wonder how may bank customers actually pay overdraft fees? According to The Consumerist and the Financial Times, 10% of bank customers pay a whopping 90% of the overdraft fees. The most...
View ArticleAmerican Express unexpectedly lowers credit limit, loses life-long customer
I’ve been an American Express customer for nearly 10 years. No, “customer” isn’t quite the right word – I’ve been more of an American Express “evangelist.” I use my AMEX exclusively. I shy away from...
View ArticleWhat’s the difference between a Fixed Rate and an Adjustable Rate Mortgage?...
When financing a home, there are two major types of mortgage financing, a fixed rate mortgage and an adjustable rate mortgage (ARM). A fixed rate mortgage is a loan in which the interest rate does not...
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